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Unfair Payment Practices: How They Hurt Adult Businesses


Mastercard stacked on top of Visa card

In today's digital world, running adult businesses online comes with a lot of hurdles, especially when it comes to getting paid. Recently, there's been a lot of talk about how big credit card companies, like Mastercard and Visa, are making it tough for people in the adult industry to do their jobs.


One company, called CCBill, helps process payments for adult websites. They play a big role in making sure people can pay for things safely and securely online. But here's the thing: Visa, one of the major credit card companies, decided to increase the fee that CCBill charges adult businesses to process payments. Before, it used to be $500 a year, but now it's going up to $950 starting April 1, 2024.

Young lady sitting in coffee shop on her laptop

Now, why is this a big deal? Well, imagine you're a small business owner running a website that sells adult content. Suddenly, you have to pay almost double the amount you used to just to be able to accept Visa payments. For many people in the industry, this is a huge financial burden.


But it's not just about money. There are also unfair rules and regulations that make it even harder for people in the adult industry to do their jobs. For example, Mastercard has strict rules for adult websites that use its payment services. They have to jump through a lot of hoops and prove their identity multiple times, which can be really frustrating and time-consuming.


All these extra rules and fees make it harder for adult businesses to thrive. It's not just about making money—it's also about being treated fairly and having the same opportunities as other businesses. Plus, it affects not only the business owners but also the people who work in the industry, like adult content creators.


Groups like the American Civil Liberties Union (ACLU) and Hacking//Hustling are speaking up about these issues and urging government agencies, like the Federal Trade Commission (FTC), to investigate. They want to make sure that everyone, regardless of the type of business they're in, gets a fair shake.

Infographic on why adult businesses are considered high risk

So, while it might seem like just a small change in fees, it's actually part of a bigger problem. It's about fairness, equality, and making sure that everyone has the chance to succeed, no matter what industry they're in.

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